Get paid every day you deliver.
Your customers pay in 60 to 90 days. Your suppliers want cash now. Invoicewize connects you to daily funding for metered digital services, verified by your debtor's own traffic reports; so the revenue you earned today is working capital tomorrow.
Not a loan. Our funding partners purchase verified receivables as you deliver.
Teal: verified traffic from your debtor's switch. Amber: funding released against it.
You already earned it. You just can't touch it.
In metered industries, the money is earned continuously; every call, message, gigabyte, and compute-hour. But the cash arrives in a lump, months later. Deliver for 30 days, invoice, then wait another 30 to 60 for payment. Meanwhile your suppliers want prepayment, and every new customer makes the squeeze worse. Growth becomes the thing that starves you.
You deliver
Service flows all month. Traffic is metered, margins are earned, suppliers are paid. Your cash goes out the door daily.
You invoice
At period end you bill for everything delivered. Now the clock starts on your customer's payment terms.
You wait
Weeks of exposure, dispute risk, and working capital locked up while the next period's costs stack on top.
Confirm. Meter. Fund. Reconcile.
Invoicewize turns your delivery data into daily liquidity. Your debtor confirms once; their own systems verify everything after that.
Customer confirmation
Your customer signs a one time confirmation: ensures paying you for data they have processed and reported, into a dedicated account in your name.
Metered delivery
Your customer's own platform sends usage reports daily to an independent mailbox. Volumes and rates confirmed at the source; tamper-proof by design.
Daily funding
Funding is made available each day against verified delivery. Draw what you need, when you need it, through the platform. Liquidity on your schedule.
Invoice & settle
At period end, upload the invoice you sent your debtor. It reconciles against the verified traffic; your debtor pays on the due date and the balance is released to you.
What would daily liquidity do to your growth curve?
Most metered businesses are demand-rich and cash-constrained. Model what happens when working capital stops being the bottleneck.
How we calculate this
Working capital trapped = monthly volume × (payment terms ÷ 30). Unlocked assumes a typical 90% advance against verified receivables. The growth curve assumes you serve the extra monthly demand you selected, compounding over 12 months, versus staying capacity-constrained at today's volume. Figures are gross and exclude factoring fees, which are quoted per relationship.
Illustrative modeling only; not an offer of financing or a projection of results. Factoring fees are excluded and quoted individually based on industry, debtor quality, and volume. All funding is subject to underwriting and debtor confirmation.
Built for the metered economy.
If your service is delivered continuously and measured precisely, it can be verified continuously and funded daily. We grew up in the hardest verification environment in B2B receivables; wholesale telecom; and built outward from there.
Telecom & wholesale voice
Voice, A2P SMS, and interconnect carriers running 30+30 cycles on razor-thin margins. Our home turf, with over €1B processed group-wide.
Explore telecom factoring →Messaging & CPaaS
API-delivered messaging, verification, and communications platforms with per-unit billing and monthly settlement lags.
Cloud & connectivity
Bandwidth, hosting, transit, and infrastructure providers billing on consumption while paying upstream on shorter terms.
IoT & data services
Connectivity and data platforms with device-level metering and enterprise customers on extended payment terms.
Usage-billed software
Software and API businesses that bill on consumption; compute, storage, transactions; and settle in arrears.
Your metered service
Selling B2B on measured delivery with creditworthy debtors? If it's metered, we can likely verify it and fund it. Ask us.
Traditional factoring funds your paperwork. We get your delivery funded.
The difference isn't speed for its own sake. It's where the evidence comes from, and what your debtor has already agreed to.
| Risk factor | Traditional factoring | Invoicewize |
|---|---|---|
| Time to funding | 30–60 days after service, once invoiced | Daily, as service is delivered |
| Evidence of delivery | Supplier's own documents | Your debtor's own switch, reported to an independent mailbox |
| Dispute window | 30–90 days after invoice | Narrowed; debtors confirm traffic reports in advance |
| Payment obligation | Arises from the invoice | Confirmed against verified delivery; the invoice reconciles it |
| Payment routing | Chased by collections | Contractually fixed through the platform |
| Liquidity pattern | Lump sums, unpredictable | Continuous; draw instantly when you need it |
New to the US. Not new to this.
Invoicewize brings to the American market the model built and proven by Lenderwize, the European receivables platform for the digital economy. The same verification architecture, the same institutional standards, purpose-built for US sellers.
Track record at scale
Over €1 billion in telecom receivables funded on the group platform to date, across sellers and carriers worldwide.
Institutional funding
Receivables are purchased by institutional funding partners rather than from our own balance sheet.
Enterprise-grade security
Built on SOC 2 certified infrastructure.
Real receivables, real law
Every transaction is a true purchase of receivables by our funding partners, backed by debtor confirmation; not a loan, not a merchant cash advance.
Straight answers.
Is this a loan?
What does it cost?
Will my customers know?
How fast can I get funded?
What do I need to qualify?
What if my industry isn't telecom?
Get your quote from a relationship manager.
No forms disappearing into the void. Tell us what you deliver and to whom, and a relationship manager will come back with a view on funding and an indicative structure; usually within one business day.
Prefer email? info@invoicewize.com